As a cover creator, you may seek for full redemption of your cover fee. Cover fee redemptions are typically determined through the governance process or at the discretion of the Neptune Mutual team.

You must stake at least 1000 NPM tokens in the governance contract in order to create a proposal in the governance portal. This criterion does not apply to cover creators, as they become governance members automatically when they stake NPM tokens when creating a new cover.

https://snapshot.org/#/npmgov.eth

Connect your wallet. Now, click on the New proposal link on the left sidebar.

Fill up rest of the form and click "Publish".